Trauma Cover
Partnered with Top Australian retail insurers
If your health stumbles, will your finances crumble?
Secure Finvest can assist you in accessing and navigating the full range of options offered by Australia’s top life insurers.
Importance of Life Insurance
Key Benefits of Life Insurance:
Purpose of Cover
Peace of Mind
Tax treatment
Tailor your cover to suits your needs/ budget
- Stand-Alone Vs Linked Covers
- Can only be held Outside Super
- ReInstatement Option
- Standard Vs Premier
Some of the conditions covered under Trauma Insurance?
Most providers list more than fifty conditions for inclusion in their trauma insurance policies.
While rules and requirements vary among insurers, illnesses which are generally considered traumatic include those listed in the chart below:
- Heart attack/Heart disease
- Heart Valve/ Bypass Sugeries
- Stroke
- Most types of cancer
- Cancer
- Coma
- Neurological diseases
- Alzheimer’s Disease
- Major Head Trauma
- Major organ damage/transplant
- Multiple Sclerosis or Parkinson’s Disease
- Severe diabetes
- Medically acquired HIV
- Meningitis or meningococcal
- Paralysis
- Loss of Independent Existence
- Severe arthritis
- Blindness
- Deafness or loss of speech
- Major Burns
- Aplastic Anaemia
- Medically-Acquired HIV
- Occupationally-Acquired HIV
For a full list of covered conditions, it’s important to read the Product Disclosure Statement (PDS) when researching policies to understand exactly what’s covered and determine whether a provider is right for you.
How much does Trauma cover cost?
* The below premiums are indicative and are meant to give you an estimate of approximate premiums.
Quotes are valid as of Feb’2025 & subject to expiry
Trauma Cover
Costs are based on:
* Premier Stand-Alone Cover (not attached to life cover)
* With Re-Instatement benefit
* Non-Smoker
* Health BMI Range
* White Collar Worker
* Standard Rates: Insurers may apply loading/ exclusions based on medical history/pre-existing medical conditions if any.
* Super Rebates will apply if paying through your Super/ SMSF
* Further Discounts/ Tax Deductions may apply based on your scenario OR covers that you take